: 75765
: 2016-10-23
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System of banking ()
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Banking service...4

Establishing a bank account5

Cashiers check...6

The banks of England.....7

The banking system in Russia.9

The conclusion .10

The literature.11

The translation.....12


 My scientific work devoted to the analyses a banking system. In my talk
today I will be looking at banking services and the banking system in
England and Russia.  

I have chosen the banking system for the topic of my scientific work as
it is one of the most important instruments of the economy.

 It is an open secret that banks are the most important link in the
world of money.. This is because, first of all, banks nowadays perform
the main part of the work of transferring money from a customer to a
seller, by operating the system of payments in the economy. Almost
everyone in the world uses or has used banking services. Families keep
their savings there, and banks pay them interest rates on their deposits
and give them loans to buy expensive goods. Companies conduct payments
through them. Commercial organizations, which work at the market and in
production, take loans for  their needs and conduct all payments with
buyers and sellers through them. Landowners and owners of real estate
take loans from the banks to buy an estate or to make use of it and pay
back loaned money.

2. Banking services	

 Id like to start by giving you structure of banking system. 

 The various services provided by banks are summarized bellow.

The provision of safe deposit facilities for money and valuables.

The lending of money: this is the most profitable activity of the banks
and the one which provides most of their income.

The issuing of banknotes: in England and Wales this right is restricted
to the Bank of England? But some banks in Scotland and Northern Ireland
retain the right to issue their own banknotes.

The provision of efficient money transmission services (e.g. cheques,
credit cards)

  In addition to these basic functions, modern banks provide a wide
range of other financial services.

3. Establishing a bank account

 One of  the first things should do after you arrive the United States
is establish a bank account. It is not a good idea to carry large
amounts of cash or keep it in your living quarters.

 Most banks have main offices in the center of cities and towns, and
also have smaller offices, called branches, in other parts of the city
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